Showing posts with label Goals. Show all posts
Showing posts with label Goals. Show all posts

Monday, January 3, 2011

Mandatory New Year’s Resolution Post


I am actually a fan of the New Year's Resolution blog post. However, I am not a fan of New Year's Resolutions in general. They tend to be far-reaching. Where I thought I would be now at this time last year is very different from where I actually am. So, in observance of the general tradition and in the spirit of not making things terribly difficult for myself, I offer the following 2011 Resolutions:
  1. Buy our first house. This shouldn't be terribly difficult as we put an offer in on Jan. 1st and may close as early as Jan. 31st. But the endeavor is not a small one, and we are looking forward to the excitement and stress and I am in particular looking forward to sewing curtains and buying our son his big boy bed.
  2. Keep the kid in his crib as long as possible. No, seriously.
  3. More handmade. Not all handmade, not mostly handmade. Just more. I can do that.
  4. Buy more organic, natural, and healthy food and household products for my family. This is an on-going goal that never really changes.
  5. Bake most of our bread. This was something I intended to perfect this year, but our current circumstances have made that difficult to say the least. I look forward to having my own space, my own kitchen, and a more adequately baby-proofed house in order to make this feasible.
I would add something like, "Be a better blogger," but let's face it. I have time when I have time and if I'm going to do all that, I may not have a lot of time. Or I may. We'll see.
Happy 2011!

Tuesday, December 21, 2010

Making Holiday Spending a Non-Issue


In years past, we have not done much planning for Holiday spending and that tends to lead to some headaches. This year, we decided to do things differently. My husband had inquired about Christmas accounts at our bank and they didn't offer them and for a while, it never occurred to us that we could do it ourselves. Then one day I realized that we don't have to keep our money in the bank. So every week we put a set amount of cold, hard cash into an envelope marked "Christmas".
Before we started, we determined how much we expected to spend on every person on our list, using the higher amount of the price range we usually aim for, and added everything together. We assumed, for example, that we would spend $100 or less on our son, since he is only 18 months old. He is also the only grandchild for my parents, the youngest by 10+ years on my husband's side, and the newest great-grand child by a similar margin all over. This means that he will typically be spoiled rotten by just about everyone, so there's no reason for us to spend even that much.
We then added all the amounts together and divided by 50, assuming that we would need to be done shopping by mid-December. The number was shockingly low. We don't have a huge number of family members and friends to buy for, so we were able to put that money aside without missing it at all. We expect to be able to do this in 2011, even with our coming mortgage payments, without any issues.
In mid-November, we assigned envelopes to each person, noting the amount we intended to put in each envelope, and started filling them. The idea here is the same as with any budgeting system that relies on envelopes – when the money is gone, it's gone. You can't over spend. You also don't forget anyone. We also had an additional envelope to cover holiday portraits and frames, which were gifts in addition to whatever else we give.
I cannot tell you how liberating it is!
We had never had trouble paying for holiday gifts (although we are still not at a stage where we are tempted to buy an expensive "it" toy for our son…) and have never used credit cards so we haven't had to face a big bill in the mail in January, but we did have certain anxieties about holiday spending. We tended to buy as we went, holding out for another paycheck when needed to finish shopping. Sometimes we spent more than we intended because we shopped impulsively. And I always hated when I discovered the last few days before Christmas that I forgot to get something for someone and had to go to Target and pick from the leftover gift baskets, which I generally find kind of boring and impersonal.
So this year, we finished shopping early, were under budget, and haven't forgotten anyone, thanks to our envelope system. We also were actually able to shave several weeks off and combined with what we had already put aside, we bought new laptops as our gifts for each other and don't feel the pain of the expense.
I'm planning to add birthday envelopes and do more year-round shopping in 2011!
How do you simplify your holiday shopping?

Tuesday, April 20, 2010

Goals for the next year...or so

So far in my journey I have made a few minor and a few major changes to the way we live that hopefully will impact not jsut our health, but the environment as well.

Using cloth diapers was never an environmental choice, but I love that something we chose to do anyway is so good for the earth.  And even better for the earth is my recognition that I can get rid of all disposable products (ah...except toilet paper.  Let's not go there).  So my first goal is

1) Stop using disposable paper and plastic products (except said TP).

Perhaps my biggest goals, though, are related to health and nutrition.  I have been researching how contaminated produce can be and have focused on buying organic produce for Boogie.  But I also buy him only free-range organic chicken, organic tofu, beans, grains, etc. for him.  I have had a hard time convincing myself that I deserve the extra cost of organic foods, too.  And since I am perfectly capable of making just about everything from scratch, my next three goals are

2) Buy only whole, organic foods for myself and my family.
3) Make all of our bread from scratch using the recipes in my copy of Artisan Bread in Five Minutes a Day.
4) Eliminate as much processed food from our diets as possible.

One thing I want to mention.  Before getting pregnant and having my son, I never really thought much about organic foods.  But I did always kind of hate carrots.  They always tasted weird to me.  Since I switched to buying only organic carrots (which are quite affordable - they are the same price at my local grocery store as conventional), I have noticed that they never have that weird taste.  Which repulses me because now I feel like I have been eating pesticides my entire life.  My son will hopefully never know a carrot that tastes like chemicals.

My husband likes the diet soda so we have talked about ending his relationship (at least on an everyday basis) with this chemical-laden beverage.  I know it is asking a lot of him to change his lifestyle so much, so I'm planning to go easy on this one.  I won't be buying it but if we go out to eat, I'm not going to begrudge him a little caramel colored artificially sweetened water.  For now.

And, finally, I have one more goal that will make our budget a bit happier.  Other than avoiding impulse spending and using sales, coupons, and a rather large freezer to save money, when we get relocated I am planning to

5) Buy used and save the difference.

The now-famous Duggar family (of 19 Kids and Counting fame, for those who haven't seen TLC in years) have been known to use that phrase to describe how they lower their carbon footprint with such a large family, and how they afford the everyday expenses of life.  I believe this can make a big difference in many aspects of our life.

So, for now, we are still camping our with my folks until my husband's career relocates us at an undetermined point in the hopefully near future.  I believe we will be moving in the next 3 months or so, so some of these goals will take a little longer.

Does all this mean that my child won't ever blow his nose with a tissue or enjoy some store-bought graham crackers?  No, of course not.  But I'd love to raise him in a world of handkerchiefs and homemade, wholesome snacks because I believe that he will continue into his adulthood to consume less, spend less, and love the earth that yields so much for us.

If I can manage at least most of this over the next year or so, I'm hoping we can add in an organic garden next spring/summer...wherever we are...

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